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Aanya Desai

Location iconNoida
Beat iconPersonal Money, Banking,
Profilealso seen in:The Financial Express,

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Latest Articles by Aanya Desai

Indian portfolios Why most fail during life transitions rather than market crashes

The article discusses the challenges faced by Indian portfolios during life transitions, emphasizing that most failures occur duri...Go to article

19/02/2026

The end of the FD era? Why Indian families are swapping 7 FDs for market risk

The article discusses the shift in Indian families from traditional fixed deposits FDs offering 7 interest to riskier market inves...Go to article

07/02/2026

The rewarding yourself trap How your lifestyle treats are a tax on future wealth

The article discusses the psychological and financial implications of treating oneself to lifestyle luxuries, suggesting that such...Go to article

16/01/2026

The Rs 1.5 crore trap Why safe saving is a retirement penalty

The article discusses the pitfalls of relying on traditional saving methods for retirement, highlighting how perceived 'safe' savi...Go to article

15/01/2026

The 1.8 crore coffee How invisible daily spending erodes wealth

The article discusses how small, often overlooked daily expenses, such as a 1.8 crore coffee, can accumulate over time and signifi...Go to article

13/01/2026

Beyond the Rs 1.5 lakh salary Why relying on family in 2040 is a mathematical impossibility

The article discusses the challenges of relying on family support in the future, particularly in 2040, highlighting the mathematic...Go to article

10/01/2026

The 100 math How one tiny daily habit creates a 1 crore retirement gap

The article discusses how a small daily saving habit can lead to a significant retirement gap of 1 crore over time, emphasizing th...Go to article

07/01/2026

Why saving money feels impossible today Even with a good salary

The article discusses the challenges many individuals face in saving money despite having a good salary, highlighting factors such...Go to article

17/12/2025

How much is enough ? The real math behind a stress-free retirement in India

The article discusses the calculations and considerations necessary for achieving a stress-free retirement in India, emphasizing t...Go to article

16/12/2025

8 middle-class money traps your parents taught you that you must unlearn

The article discusses common financial misconceptions that middle-class individuals often inherit from their parents, emphasizing ...Go to article

13/12/2025